There is tremendous hype building up to the new year, with resolution-making and exciting plans to fulfill goals. We are bubbling with motivation to achieve our audacious ideas. You might be telling yourself, “2017 will be the year!”
When the new year does roll around, our strong-will and determination are quickly lost to excuses: busy schedules, financial constraints, self-doubt. Something always seems to be standing in the way of us and our resolution.
The truth is, WE are usually our own obstacle. We all have what it takes to make good habits stick and bad habits go away. All it takes is willpower.
So, how will you stay committed in 2017?
First, you must commit.
Get specific about your goal. Do you want to improve your finances? Be clear! Maybe you want to save $25 a month, every month, for the next year. Maybe you need to save $1,000 for a vacation that you’re planning. Write down your specific goals.
Make a plan (and stick to it, no excuses).
The most important part of making a plan is sticking to it, especially when you don’t feel like it! Imagine the end result. Maybe you want to lose 30 pounds. Think about how happy you will be when you reach your goal! The more often you visualize your goals, the more likely you are to stick to them and stay motivated.
Sometimes breaking down your goals into achievable steps encourages you to stay on the right track. Don’t set goals that are too lofty. Be reasonable about what you can expect to achieve.
If you fall off track, forgive yourself, and get back in the routine! Life happens, but it’s always possible to pick back up where you left off.
If you are interested in revamping your finances in the new year, Casco FCU has a great resource! You can speak with our financial counselor (free for members)! It’s a great way to kick off the new year!
Thank you for taking time to read this final 2016 blog post! See you in 2017!
Happy New Year!